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Hardeep Kumar's blog
25 Feb 2026
January 2026 Economic Update: What It Means for Ontario Real Estate (Buyers + Sellers)
January 2026 Ontario Real Estate Update: What the Economy Means for Buyers and Sellers
By Hardeep Kumar | Ramson Property | Ontario Realtor
What’s happening in the economy?
January 2026 started with a mixed but useful setup for real estate in Ontario. The Bank of Canada held its overnight rate at 2.25% on January 28, which means borrowing costs are much lower than the peak-rate period, but the Bank is still being cautious.
Inflation also cooled a bit. Statistics Canada reported Canada’s CPI rose 2.3% year over year in January (down from 2.4% in December), while CPI excluding gasoline was...
13 Dec 2025
December 2025 Economic Update: What It Means for Ontario Real Estate (Buyers + Sellers)
By Hardeep Kumar | Ramson Property | Ontario Realtor
If you’ve been following the market lately, you’ve probably noticed one thing: it’s not “simple” anymore. Some headlines feel optimistic, others feel uncertain. That’s because the economy is sending mixed signals and when that happens, real estate turns into a strategy market.
This month, I reviewed the latest economic commentary (including BDC’s monthly economic letter) and cross-checked it with official Canadian data. Here’s my plain-language breakdown of what’s going on and how buyers and sellers can actually use it.
What’s happening...
